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Calculator

Retirement Goal Calculator

See real-time projections as you adjust your plan. No account required.

Your Retirement Income at 65

$7,294/mo

~$2,592 in today's dollars

Total: $1.6M

~$564.4K today

Readiness score: 38/100Needs attention

What-if scenarios

Your Plan

How it adds up

Starting savings$25,000
35 yrs x $500/mo$210,000
Employer match$98,910
Compound growth$1,254,259
Total at retirement$1,588,169

Adding just $200/month could add ~$126K to your retirement savings.

How to use this calculator

  1. Enter your current numbers. Set your age, income, and current savings, and how much you contribute each month, either in dollars or as a percent of income.
  2. Pick a timeline and risk profile. Choose the age you want to retire and whether your investments are conservative, moderate, or aggressive.
  3. Read your projection. The chart updates in real time and shows the balance you are on pace for at retirement and whether it meets your goal.
  4. Compare what-if scenarios. See how retiring later, contributing more, or changing your risk profile moves the outcome.
  5. Save your plan. Create a free account to save the plan and track it against your real account balances.

A projection is only as good as the balances behind it. Search for 401(k) balances you left behind or read common questions about connecting your accounts.