Calculator
Retirement Goal Calculator
See real-time projections as you adjust your plan. No account required.
Your Retirement Income at 65
$7,294/mo
~$2,592 in today's dollars
Total: $1.6M
~$564.4K today
Readiness score: 38/100Needs attention
What-if scenarios
Your Plan
How it adds up
Starting savings$25,000
35 yrs x $500/mo$210,000
Employer match$98,910
Compound growth$1,254,259
Total at retirement$1,588,169
Adding just $200/month could add ~$126K to your retirement savings.
How to use this calculator
- Enter your current numbers. Set your age, income, and current savings, and how much you contribute each month, either in dollars or as a percent of income.
- Pick a timeline and risk profile. Choose the age you want to retire and whether your investments are conservative, moderate, or aggressive.
- Read your projection. The chart updates in real time and shows the balance you are on pace for at retirement and whether it meets your goal.
- Compare what-if scenarios. See how retiring later, contributing more, or changing your risk profile moves the outcome.
- Save your plan. Create a free account to save the plan and track it against your real account balances.
A projection is only as good as the balances behind it. Search for 401(k) balances you left behind or read common questions about connecting your accounts.