Last updated: August 1, 2025
These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and Odyssey Money, Inc. ("Odyssey", "we," "us" or "our"), concerning your access to and use of the Odyssey website odysseymoney.ai) as well as any other application, media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the "Site").
You agree that by accessing the Site, you have read, understood, and agree to be bound by all of these Terms and Conditions. If you do not agree with all of these Terms and Conditions, then you are expressly prohibited from using the Site and you must discontinue use immediately.
Supplemental terms and conditions or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference ("Supplemental Terms"). To the extent there is a conflict between these Terms and Conditions and any applicable Supplemental Terms, the Supplemental Terms will control unless they expressly state otherwise.
The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country.
Accordingly, those persons who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.
The Site is intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to register for, use or access the Site.
We reserve the right, in our sole discretion, to make changes or modifications to these Terms and Conditions at any time and for any reason. We will alert you about any changes by updating the "Last updated" date of these Terms and Conditions, and you waive any right to receive specific notice of each such change.
It is your responsibility to periodically review these Terms and Conditions to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms and Conditions by your continued use of the Site after the date such revised Terms and Conditions are posted. All such changes are effective immediately when we post them. If you object to any such changes, your sole recourse is to cease using the Site.
Odyssey is not an Investment Adviser as defined by the federal Investment Advisers Act of 1940 or under any state securities legislation, and Odyssey is not a broker or dealer as defined under the federal Securities Exchange Act of 1934 or under any state securities legislation. Odyssey provides general educational information about financial products and does not hold itself out to be an investment adviser or financial adviser. Odyssey provides general educational information about financial products and does not hold itself out to be an investment adviser, financial adviser, broker or dealer. Odyssey does not provide any advice as to the value of securities or as to the advisability of investing in, purchasing, selling securities or engaging in investment strategies, nor does it issue or promulgate analyses or reports concerning securities, it does not recommend any account type as being appropriate for any specific investor, and it does not effect securities transactions for the accounts of others. Odyssey does not make recommendations of other investment advisers or broker-dealers; rather, it provides tools to help You choose investment advisers or broker-dealers based on factors that You select as being important to You. Odyssey may assist in communicating with Third Party Providers on Your behalf. In doing so Odyssey operates in an administrative capacity in carrying out Your instructions and expressly disclaims any fiduciary duty or best interest obligation. You agree that Odyssey is not acting as Your agent or fiduciary in connection with Your use of the Services. In addition, the Odyssey chat function does not include any legal or investment advice, investment planning, or other areas of advice other than what are included with the Services. If You desire receiving personalized advice about what account type, investment strategy or particular investment is most appropriate for You, then you should consult with a registered investment adviser or a broker-dealer. Retirement accounts are subject to specialized treatment under federal and state tax laws and that treatment can change from year to year. Although Odyssey does provide some general educational materials about taxation issues, Odyssey does not provide any personalized advice to You about Your individual tax situation. You should consult with Your individual tax adviser concerning Your personal tax situation.
Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, instructions, illustrations, advertising copy, URLs, technology, interactive features, the "look and feel" of the Site, the compilation, assembly, and arrangement of the materials of the Site and any and all copyrightable material, graphics on the Site, the trademarks, service marks, and logos contained therein, and other forms of intellectual property (collectively, the "Content") are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States, foreign jurisdictions, and international conventions to the fullest extent possible.
The Content is provided on the Site "AS IS" for your information and personal use only. Except as expressly provided in these Terms and Conditions, no part of the Site and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.
Provided that you are eligible to use the Site, you are granted a limited, non-exclusive, revocable, non-assignable, personal, and non-transferable license to access, display, view, play, and use the Site and Content on a personal computer, browser, laptop, tablet, mobile phone, or other internet-enabled device (each, a "Device") and/or to download or print one copy of any portion of the Content as it is displayed to you, to which you have properly gained access, and in each case solely for your personal, non-commercial use. The foregoing limited license (i) does not give you any ownership of, or any other intellectual property interest in, any Content, and (ii) may be suspended or terminated for any reason, in Odyssey's sole discretion, and without advance notice or liability. Your unauthorized use of the Content may violate copyright, trademark, privacy, publicity, communication, and other laws, and any such use may result in your personal liability, including potential criminal liability.
We, our licensors, and other third parties, reserve all rights not expressly granted to you in and to the Site and the Content. No right or license may be construed, under any legal theory, by implication, estoppel, industry custom, or otherwise. Any unauthorized use of the Content or Site for any purpose is prohibited.
By using the Site, you represent and warrant that:
If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof).
You may be required to register with the Site to access certain features. When registering an account, you agree to (i) provide true, accurate, current, and complete information; (ii) maintain the accuracy of such information and promptly update such registration information as necessary; (iii) keep your password confidential; (iv) be responsible for all use of your account and password; (v) protect and prevent unauthorized access to your account; (vi) not transfer or share your account with any third party; and (vii) immediately notify us of any suspected or actual unauthorized use of your account or breach of security. We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.
You may not access or use the Site from any Device for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.
As a user of the Site, you agree not to:
By using the Site, you consent to our collection, use and disclosure practices, and other activities as described in our Privacy Policy, which is incorporated into these Terms and Conditions. If you do not agree and consent, discontinue use of the Site. Please be advised the Site is hosted in the United States.
By opting into SMS from a web form or other medium, you are agreeing to receive SMS messages from Odyssey. This includes SMS messages for appointment scheduling, appointment reminders, and follow-ups after your appointment. Message frequency may vary. Message and data rates may apply. For more information, see our Privacy Policy.
For assistance, text HELP or visit our website at odysseymoney.ai. To opt out at any time, text STOP to stop receiving messages. No mobile opt-in or text message consent will be shared with third parties or affiliates for marketing purposes.
When you provide your phone number during registration, you consent to receive SMS communications as outlined in our SMS Terms of Service. Text STOP to opt-out of future SMS messages. Text HELP for help. Message and data rates may apply. Message frequency may vary. See full Terms and Conditions and Privacy Policy.
These Terms and Conditions and your use of the Site are governed by and construed in accordance with the laws of the State of New York applicable to agreements made and to be entirely performed within the State of New York, without regard to its conflict of law principles. You further expressly consent and agree to submit to the exclusive jurisdiction and venue of a court of competent jurisdiction located in New York, NY.
The Site is provided on an "as is," "as available," and "with all faults" basis. You agree that your use of the Site and our services will be at your sole risk and that you represent and warrant that your activities are lawful in every jurisdiction where you access or use the Site. To the fullest extent permitted by law, we, nor any of our officers, directors, managers, employees or agents (collectively, the "Odyssey Parties") disclaim all representations, warranties, or endorsements of any kind whatsoever as to the content or other services, whether express or implied, statutory or otherwise, or arising from course of dealing, course of performance or usage of trade, in connection with the Site and your use thereof, including, without limitation, the implied warranties of title, merchantability, fitness for a particular purpose, quiet enjoyment and freedom from computer virus, and non-infringement. We make no warranties or representations about the accuracy or completeness of the Site's content or the content of any websites linked to the Site and we will assume no liability or responsibility for any (1) errors, mistakes, or inaccuracies of content and materials, (2) personal injury or property damage, of any nature whatsoever, resulting from your access to and use of the Site, (3) any unauthorized access to or use of our secure servers and/or any and all personal information and/or financial information stored therein, (4) any interruption or cessation of transmission to or from the Site, (5) any bugs, viruses, trojan horses, or the like which may be transmitted to or through the Site by any third party, and/or (6) any errors or omissions in any content and materials or for any loss or damage of any kind incurred as a result of the use of any content posted, transmitted, or otherwise made available via the Site. We do not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the Site, any hyperlinked website, or any website or mobile application featured in any banner or other advertising, and we will not be a party to or in any way be responsible for monitoring any transaction between you and any third-party providers of products or services.
As with the purchase of a product or service through any medium or in any environment, you should use your best judgment and exercise caution where appropriate.
To the maximum extent permitted by law, in no event will Odyssey Parties be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive losses or damages, or damages for system failure or malfunction, including lost profit, lost revenue, loss of data, or other damages arising out of or in connection with (a) the Site, (b) these Terms or (c) your misuse of the Site or any content available on or through the Site. The limitations set forth in this section shall apply regardless of the form of action, whether the asserted liability or damages are based on contract, indemnification, tort, strict liability, statute or any other legal or equitable theory.
Notwithstanding the foregoing, these disclaimers herein do not exclude any product liability claims, statutory consumer rights, damages associated with personal injury or resulting from Odyssey intentional misconduct, recklessness, fraud, or gross negligence.
Notwithstanding anything to the contrary contained herein, our liability to you for any cause whatsoever and regardless of the form of the action, will at all times be limited to the amount payable, if any, by you to us during the 12 month period prior to any cause of action arising. Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers or limitations may not apply to you, and you may have additional rights.
In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us via e-mail at support@odysseymoney.ai.
You acknowledge that the provision of support is at Odyssey's sole discretion and that we have no obligation to provide you with customer support of any kind.